Goodbye 2013, I'm can't say I'm going to miss ya!

I must say that even though I'm a little sad to see 2013 go, I'm not going to miss it.

Not only, did I injure both of my knees, burn out two PC's, 2013 was also horrible in the winning department.  The later was more my fault than anything, I took most of the year off.  Heres a final rundown of my online earnings from this past year. 

Swagbucks- $756
InstaGC- $1322 (10 months)
Pinecone research- $81
Zoombucks- $27 (7 months)
Gift Hulk-$5 
OLS(giveaways)- $940
Plus over $800 worth of rewards/freebies from Misc sources.

For a Grand total of $3,931

Hopefully 2014 will be much better.  I am going to post my monthly totals here in hopes of keeping myself motivated. What are you doing to stay motivated?


Holiday Discount on all Gift card redemptions!

Holiday Discount on all Amazon Gift Cards! If your still trying to find a way to make a few dollars before the holiday, it is the perfect time for you to sign up to InstaGC. They are currently giving a holiday discount to all of its users, making gift card redemptions better then ever. With over 100 gift card choices from places such as Amazon, Ebay, Etsy, Gamespot, JcPenny, and Walmart, you really cannot go wrong. Click the image below to get started!


Save on Wow Game time by playing for free!

"Earn your way to  "free WoW game time" without getting up from your computer!"

Even though World of Warcraft may be one of the cheaper forms of entertainment out there, it's still spending pennies where you really don't need to. It doesn't have to be that way though, as you can now legitimately play WoW 100% free? Sound to good to be true? Thanks to InstaGC it isn't!
If your wondering what InstaGC is, you probably haven't looked around this site all that much but thats cool.. I'll forgive you.  InstaGC is a GPT site (and in my opinion one of the best), where you can earn points for completing tasks, taking surveys, watching videos, listening to the radio and much more! You then exchange those points for gift cards instantly (hence the name). They have many gift card options to choose from such as Netflix, Hulu Plus, Amazon, plus many different gaming gift cards including  WoW. 
I have been a member for almost 8 months now and have earned many free e-gift cards and have even received a few checks in the mail. If you'd like to see proof with your own eyes feel free to take a peek at a post that I wrote earlier in the year that includes screenshots. Or, you could always just give it a try yourself, What do you have to lose?  Click the image below to get started!

Disclosure: I am a member of the above mentioned site, and receive a small compensation for new referrals plus a commission from some activities. Although,This in no way effects any of my opinions that posted throughout this site.

Disclosure: This post is not 100% unique, I have wrote a similar post at  http://playwowfree.wordpress.com/2013/09/25/play-world-of-warcraft-free/


InstaGC - Extremely easy way to earn Gift Cards fast.... and cash out instantly!

Over 100 gift cards to choose from!

A couple months ago I told you about a site that I had just found called InstaGC (previous post). I have now been a member for a few months and can honestly say that this is by far my favorite site.

When I first signed up, I was just hoping to add a few Amazon gift codes to my account so I could get a head start on my Christmas fund.. Not only have I done that, I have been able to pay my cellphone bill with AMEX gift codes, subscribe to Hulu plus for 3 months. order Domino's pizza a few times, I even cashed in a few checks to pay for my internet and cable bill. Right now, I am saving up for another $50 Amazon code and am over half way there! Up Next a free NetFlix subscription!

Looking for PROOF?

Like I have said a million times before this site will not make you rich, but every little bit helps!

Please sign up using my referral link below (You keep all of your earning, I get bonus points) http://www.instagc.com/60140

Once you sign up, look out for a welcome message from me in your InstaGC inbox, with a few helpful tips.. For every new signup in the months of May and June, I will make a 5 point donation to one of the several charity choices that InstaGC provides.


Earning money online with ZoomBucks

If you are looking for an easy way to make a few extra bucks, ZoomBucks may just be the site for you.

ZoomBucks, not to be confused with SwagBucks (although quite similar)is just one of many GPT sites popping up all over the internet. Like the other sites, you earn virtual currency by doing certain tasks online. Such as, searching the web, entering surveys, watching ads or playing games(etc.) Once you get enough points you can cash in for awesome prizes like a Kindle fire, iPad 2 or a gift card to your choice of dozen's of retailers.

What Makes ZoomBucks unique

ZoomBucks clearly isn't all that original, the name alone is a rip on another popular site. However, it
has a few unique features that sets is apart from the rest.

  • zdaily - a online portal/dashboard that has a chance to award points.
  • $3 Amazon gift cards (faster to cash out) 
  • Sharing video- earn one point per day by sharing any video to facebook 
  • Spin Wheel- Earn free spins by completing certain offers Pick number contest- They have 4 free contest, you can enter per day.
My Experience.

To be completely honest, I do not have much experience with ZoomBucks. I just joined at the beginning of this month and haven't had much time to invest. And that leads me to why I decided to write this review anyway... Which is because,  with a few seconds here and there ...I have manged to cash in not once but twice!

Please consider using my ZoomBucks referral link to sign up, and we can earn together!

Disclosure: There are one or more affiliate links in this post, zoombucks is in no way shape or form affiliated with this blog. Nor have the approved this post.  


Garnier Fructis Hydra Recharge review

I received the Garnier Fructis Hydra Recharge shampoo, conditioner and 1 minute treatment from Bzzagent  a couple weeks ago.  In some ways, I really love it and others not so much.


The shampoo is kinda neat because it has these little encapsulated beads of superfruits goji berry, passion fruit, and kiwi. 

The conditioner, is also infused with superfruits of goji berry, passion fruit and kiwi,that suppose to replenish the moisture in your hair without all of the heaviness. 

The 1-Minute Moisture-Plenish Treatment is also infused with the same superfruits 

My experience 
I have been using all three of these products exclusively for a week and a half and I love how wonderful it makes my hair smell and my hair seems softer. But... It doesn't seem to feel all that moisturized, my scalp actually feels dryer than normal.   The little beads in the shampoo are a little weird at first, almost like pebbles or something until you start messaging it in and there isn't really anything special about the conditioner or the one minute treatment. 

My verdict
I wouldn't replace my regular products with them but wouldn't be opposed to using them again either.

Disclosure: I received free products for participating in this Bzzagent campaign. The products  were for my own personal use. I was not required to post a positive review or review of any kind in exchange for the product. 


Earn gift cards easily and instantly with InstaGC

One of my newest favorite GPT sites is instaGC.  It has many payment walls with enough offers, surveys, videos, and other tasks that you can earn a decent amount relatively quick. However, it is missing a lot of features that similar sites have such as search or a video channel.

What makes it special is that it actually pays out instantly. You don't have to spend countless weeks, saving up hundreds of points to cash out (else of course you want to). how do i get amazon gift card 100 points equals a $1 and $1 will get you an Amazon gift code right then and there...  If Amazon isn't your thing, don't fret; There is currently approx 100 types of gift cards to choose from, with choices ranging from Petco to Domino's pizza, you could even request a check.

My experience

I haven't been a member very long, I signed up 3 weeks ago and have earned $40 in Amazon Gifts cards, with very minimal effort.

It has quickly became one of my favorites because I don't have to wait and worry if this site is going to up and disappear along with all my earnings. I already have my cash in hand.

To sign up click HERE! (<< affiliate  link)

Have a question about instaGC, leave a comment below and I'll help the best that I can.

Disclosure: There are one or more affiliate links in this post, instaGC is in no way shape or form affiliated with this blog. Nor have the approved this post.  


Free Sample of Folgers fresh breaks!

Visit the Folgers face book page to get your Fresh Breaks sample. If you get an error, wait and try again in a few minutes. It seems that there servers aren't handling the rush of people very well. https://www.facebook.com/folgers?sk=app_341777675917999


How I make money online with Swag...

Long before a certain "Pop Star" slaughtered the term Swag, there was a special place created on the web that blessed all of it users with swag.  I'm not talking about baggy pants, pimp walks and backwards hats. I'm talking about SwagBucks.

Search & Win
What is.
Swagbucks is my all time favorite online rewards program, It allows users to earn SwagBucks (virtual currency)  for doing activities, that you might be doing anyway. You can turn them in for hundreds of rewards such as Gift cards, Paypal, jewelry and electronics. Shoot... they even have rewards for Fido,if you'd like.

My Experience
SwagBucks launched in fall of 2009 and I joined shortly after, I have never had any sort of problem with the site. I have cashed out hundreds in Amazon Gift cards that I use for holidays, birthdays and anything else I otherwise wouldn't be able to afford. I usually go hard core right before Christmas, and slack off a bit after the holidays and I still never make an Amazon purchase out of pocket. 

The fastest and easiest ways to earn

While there are many ways to earn, there are four fast and easy ways to earn a few points every day.  They are only worth a few points but only take a few seconds and can add up over the month to somewhere in the ballpark of $5 (if purchasing gift cards). 

1.  Visiting the NOSO wall (no obligation special offers)- Just keep clicking skip at the bottom of the page and it will take you to a captcha code, enter it ... 1 point down and added to your account... 10 seconds tops.

2. Take the Daily Poll- This is probably the simplest, read the question select a response... 1 more point down in only a couple seconds.

3. Search...  Instead of googling, use Swagbucks to search instead.  I usually get my first win of the day within a few pages of search results, since I'd be searching anyway it doesn't take any extra time. .
(just want to add, that you do not want to over search. Search naturally and you shouldn't have any problems.)

4. Toolbar- This is one of the few things that I do not do. I have enough toolbars and cannot see adding another. Most users that I have talked to, do use and love it. It gives them easy access to a lot of features, in one place without actually having to go to the site. You don't have to do anything to collect your point for the toolbar,just have to open your toolbar. 

Many other ways to earn

There are so many ways to earn, I am not going to be able to go into them all without writing a book. So, I'll list as many as possible.. if you have a question about any of them, leave it below or use my handy dandy contact me button over there on the sidebar. 

SwagCodes- Codes given on their official blog, or social media pages. This codes range in points and usually last only a couple of hours. 
Play Games- (earn up to 10pts a day)
Swagbucks inbox- They usually send a few point earning opportunities your way, through the inbox every day.
Invite- Add referrals and get up to 1,000 matching swagbucks (for searching)
Shop and earn- Shop at one of their many partners and get cash back.
Take surveys
Print & Redeem Coupons
Watch videos online with SBTV- (up to 150 pts)
Watch videos from your smartphone with the SBTV mobile app (up to 50 pts in addition to regular sbtv)
Tasks-  do small Crowdflower jobs and earn points
Daily Goal meter- Every day swagbucks will give you a earning goal, fill it and receive bonus points the 5th of the following month. You earn additional bonus points for filling the meter 7 days, 21 days and the entire month. 

What can you use your points for?

Entering swagstakes for cash, gift card, electronics, game consoles and so much more.
Cash out for one of the hundreds of physical rewards, ranging from school supplies, clothing , jewelry or the latest gadgets (think Kindle or and Ipad)
Gift cards from retailers such as Amazon, Walmart, Target , Gamespot etc.

Best Value- The $5 Amazon gift card is the best value at 450pts, other $5 cards are 500pts. You can only cash out (5) $5 cards a month, 2 rewards per day. I usually do the 5 right away then cash out in $25 increments the rest of the month.


Signing up is quick, easy and painless... Go to Swagbucks.com  (<<< Affiliate link) and get started turning those pennies into dollars!

Disclosure: There are one or more affiliate links in this post, Swagbucks is in no way shape or form affiliated with this blog. Nor have the approved this post. 

L'Oreal Paris Healthy Look Hair Color giveaway on FB

Check out the L'Oreal Paris FB page to enter this awesome giveaway. They are giving away 10,000 boxes a day until 3/18. I scored mine this morning!



5 things I would and wouldn't do to make few bucks!

  1. I'd sit at the kitchen table for hours clipping coupons.... I wouldn't cut off all of my hair.(the bald look doesn't agree with me)
  2. I'd spend countless hours sweeping (entering giveaways)... I wouldn't sweep someone else's floor. (its hard enough to find the time to do my own)
  3. I'd go bargain hunting to save a buck or two.... I wouldn't go hunting for an actual Buck
  4. I'd answer surveys until my fingers felt like they'd fall off... I wouldn't actually let my fingers fall off.
  5. I'd search the web for cash... I wouldn't actually search a real web. (spiders scare me.)

What would or wouldn't you do for a few bucks? Tell us below!


My Coke Rewards- free codes worth 40 pts

Log into your MyCokeRewards and enter the following 3 free codes in the for a total of 40 pts! 

10099041542625 - 10 point code
10099144423516 - 10 point code
10099755715372 - 20 point code

I'm not sure who to give credit to for these, as I seen this on a friends feed... and I wanted to spread the deal onto you. They all should work,  I used the 20 point  code earlier in the week and both 10 pointers today.

Making a Buck, One Penny at a Time's first ever Giveaway!

Welcome to Making a Buck, One Penny at a Time! To celebrate the launch of this new little blog of mine, I thought it would be fun to host a little giveaway. Hopefully, this will be the first of many!
a Rafflecopter giveaway



Since living in a house of boys, can sometimes get a little stinky,  I was thrilled when given the chance to try the Glade Expressions Oil diffuser starter kit.  I have never tried a diffuser of any kind, so I had no clue on what to expect!

I couldn't wait to get to the store to pick out an awesome scent, after searching and down the air freshener aisle... I finally found 2 boxes of diffusers... They were both Pineapple and Mangosteen. I was kinda disappointed that there wasn't a bigger selection.

When I got home, I put the box on top of the fridge were it set for a good couple days unopened. When I finally decided to give it a shot, I was surprised on how amazing it smelled. It was like a burst of tropical goodness, that I can't even begin to explain. I used it in a fairly large room (44X22) and it filled the entire room for just over 2 weeks, I am going on the 4th week now and it is started to get very weak, I moved it next to the computer and it still makes the immediate area smell great.

Save $4.00 with this coupon (Walmart sells for $5.98 making it only $1.98)

Disclosure: I received coupons for participating in this Bzzagent campaign. The coupons was for free product/products for my own personal use. I was not required to post a positive review or review of any kind in exchange for the product. 


How to turn pennies into dollars with Reward Sites- Intro

With the way the economy has been the last few years, it isn't a surprise that more and more people are looking for ways to supplement their income by making money online.  One of easiest, albeit time consuming ways that I have found is participating in several types of Point Reward and GPT sites.

What is a Point Reward site you ask? (O.k so you didn't ask but I'm going to tell ya anyway)- These are the sites that pay you to do a certain task, maybe it is watching a video, taking a survey, or even just searching the web. These sites typically pay out in points, that can be turned in for rewards such as gift cards, paypal or even a check in the mail.

If you're like most, you are probably thinking to yourself that working online is a scam, and you'd be partially right. There are scams out there, some sites will never pay you a dime, some sites will give you viruses, malware, key-loggers and then, there are sites that will spam you to the end of time. However,  there are legitimate reward sites out there, you really can make money. How do I know? Because, I am making money using them and so can you.

I'm not going to lie to you, there is a reason that this series is called "Turning pennies into Dollars"; you are not going to get rich this way.You're probably going to start off just making a few cents here and there. As you get the hang of it, with commitment you will start seeing the the profit roll in.

0.Turning Pennies into Dollars with Reward sites- Intro
1.Turning Pennies into Dollars with Reward sites- Getting Started
2.Turning Pennies into Dollars with Reward sites- What to look for and what to avoid
3.Turning Pennies into Dollars with Reward sites- Is it worth the effort? How Much you'll really make.
4Turning Pennies into Dollars with Reward sites- Get organized and maximize profit.
5. Turning Pennies into Dollars with Reward sites- My favorites


How to turn pennies into dollars with Reward Sites- Getting Started

Now that you have decided that you want to get your feet wet, there are 3 things that you'll need to do first....

1.  Grab a free email address-  You are going to get bombarded with spam in your inbox, it's the nature of the beast.  Else,  you love wading through pages upon pages of junk in your inbox everyday, this one is a must.

2. Find the best earning option for you- There are a ton of different earning opportunities out there.

Search and Earn- Companies that pay you to use their search engine
Pay per Click/Aka PPC- Websites pay you to click on company webpages/ads
Online Surveys-
Paid to watch (Watching Video's online)
Paid to play (playing games)
Affiliate Marketing

3. Set up a Paypal and Amazon account- You're going to want a way to collect your earnings and while most sites offer several forms of payment, Amazon and Paypal are the two most popular.

Just in case you dive right in, I have to at least put this out there.  I'll will touch more on it's importance in the Part 3 of the series...

Do your research- While there are thousands of websites out there that offer you a quick buck, there are only a few that actually pay. With a quick search, you can usually figure out which ones are legit and which ones are not.

0.Turning Pennies into Dollars with Reward sites- Intro
1.Turning Pennies into Dollars with Reward sites- Getting Started
2.Turning Pennies into Dollars with Reward sites- What to look for and what to avoid
3.Turning Pennies into Dollars with Reward sites- Is it worth the effort? How Much you'll really make.
4Turning Pennies into Dollars with Reward sites- Get organized and maximize profit.
5. Turning Pennies into Dollars with Reward sites- My favorites


How to turn pennies into dollars with Reward Sites- What to look for

With New Sites, popping up everyday, it is hard keep track of which one are legit.  Below, you will find simple tips, that will help you weed out all of the princes from the frogs....

What to look for 

1.The Reputation of the company- One of the easiest ways to see what a company is like, is to simply Google the company name and see what the results turn up. However, I'd suggest  doing a little bit of sleuthing, through the companies own forums, and social media platforms. There you can see what other users are saying.. if there are nothing but complaints, move on. On the other hand, if it is all glowing reviews you may want to dig deeper... some companies will plant specific comments.

2.How often are new offers available- This one may be a little harder to figure out, but if a website hasn't updated in a month, that may just be your sign.

3.Suitable forms of payment- Most companies offer several forms of payment.. such as Paypal, paper checks and gift cards to stores. Others, go strictly on Rewards, such a Magazine subscriptions, electronics, t-shirts etc..  Before investing any significant amount time earning, you're going to want  know how you're getting paid.  After All, what good is a Magazine if you don't read, or Paypal if you do not have an account.

4.How long it will take to make goal- Now that you established that some form of payment is going to work for you, it is time to see how long it takes to cash out. If they only pay a few points per offer and it takes thousands of points to cash for a $5 gift card, it really isn't worth your time.

Unfortunately, the best way to find out how long it will take to accumulate points is by trial and error. There isn't a need to invest a lot of time or effort but at least enough to properly gauge the situation.

What to avoid (The Frogs)

1. Asking for too much personal details- Most reputable sites will never ask for a Social Security Number, credit card or checking account information. There a few exceptions to this rule,( with some of the larger companies) but in my opinion it isn't worth the risk.

2. Up front cost or fee's- No legitimate rewards program will ever ask you to pay a fee up front. The sole purpose of using these programs is for you to make a buck not them.

3. Income Guarantee or Big promises- I'm sure we've all heard the expression that "If something sounds too good to be true, it probably is".   Well, this couldn't be more true, if it really is that easy, why isn't everyone doing it? 

4. Poorly written, sketchy or hidden Privacy Policies- Sites of this nature require privacy policies, if you cannot locate it, there is most likely a reason. They are required to tell you what information they collect, how it will be stored, shared,  and how long that it is kept on file. 


How to turn Pennies into Dollars with Reward Sites- Is it really worth it? How much can be made?

Is it really worth it? It depends... on what you're looking for. As, I said in the intro this is NOT a way that is going to make you rich. Most likely, you will NOT make thousands of dollars a month, or even in a year for that matter.

How much Can you make?  What I personally earn varies from month to month, usually it is somewhere between $25- $100. Some months it may be much more, for example this is still the first week of the month and I have already made $63 between two sites, with minimal effort. However, I could never live off what I make, it does help to fill in the gaps.

So essentially,  if you are not looking to get rich....but have free time to spare...or maybe just want a few extra dollars to buy that awesome pair of shoes you've been eyeing.... IT IS WORTH IT!

0.Turning Pennies into Dollars with Reward sites- Intro
1.Turning Pennies into Dollars with Reward sites- Getting Started
2.Turning Pennies into Dollars with Reward sites- What to look for and what to avoid
3.Turning Pennies into Dollars with Reward sites- Is it worth the effort? How Much you'll really make.
4Turning Pennies into Dollars with Reward sites- Get organized and maximize profit.
5. Turning Pennies into Dollars with Reward sites- My favorites


How to turn Pennies into Dollars with Reward sites- Get organized and maximize profit.

No matter which reward method you chose, you are probably going to want to work with several different sites, to make maximum profit . Trying to keep up with them all can be quite time consuming, you are going to need to stay organized. You can do this by either bookmarking them in your browser, saving to spreadsheet, using another computer program or my personal favorite a plain old notebook full of paper.

I list my sites, in order of importance and try to go down the list at least once a day checking for new opportunities. I list them this way on purpose, if I don't make it to the end of the list, I will not feel as bad as if it was one of my top sites..

You are also going to want to check the separate email address, (that you set up earlier) several times a day, looking for new opportunities. Sometimes this offers are only available for a certain amount of people, and can go really fast, so you are going to want to check in often.

0.Turning Pennies into Dollars with Reward sites- Intro
1.Turning Pennies into Dollars with Reward sites- Getting Started
2.Turning Pennies into Dollars with Reward sites- What to look for and what to avoid
3.Turning Pennies into Dollars with Reward sites- Is it worth the effort? How Much you'll really make.
4Turning Pennies into Dollars with Reward sites- Get organized and maximize profit.
5. Turning Pennies into Dollars with Reward sites- My favorites


How to turn Pennies into Dollars with Reward sites- My favorites

When I first started out, I signed up for everything; I was quickly overwhelmed and had nothing to show for it). I gave up within months, on almost all of them. Below you will find the ones that were worth sticking out, some I found along the way and a few new additions that seem promising.

Online Point Reward Programs

Swagbucks- Reward program that pays in digital dollars,("Swag Bucks" ) that can in return be traded for a huge variety of gifts, or gift cards. 

You can earn Swag Bucks from participating in wide range of activities such as searching the web, taking surveys, watching videos, filling out offers, printing and using coupons in store, shopping at specific online stores and playing games.

My experience, Swagbucks is listed first for a reason, I have been a member since 2009,  and have never had a problem. The earning is steady,and pretty dependable. Every once in a while you'll get a survey/offer that doesn't credit. 

Instant Gift Cards (InstaGC)-  Earn rewards fast and cash in instantly, as low as a dollar. You earn points by taking surveys, offers, videos and tasks.

My experience, This is one of the newer sites that I have joined, and it has quickly became one of my favorites. There isn't a large range of activities, but there is always something and it takes very little to cash out. In the 6 days, I have been here I have cashed out 5 times, 2 of those being at $5. Have always received payment within seconds.

My Points-  Reputable site accredited by the BBB, Earn points for Gifts cards through Shop & earn, searching,games and surveys. 
My experience, I have been a member since 2008, and have never had a problem.. On the  other hand, I have also earned very little since I do not shop much online.  Once you earn enough points, it takes a while for the reward to show up. MyPoints is still at the top of my list for sites I recommend, it is the only site that I would trust giving my credit card information to. 

ZoomBucks, Reward program that pays in digital dollars,("Zoom Bucks" ) that can in return be traded for gift cards. 

You can earn by participating in wide range of activities such as searching the web, taking surveys, watching videos, filling out offers, and playing games.

My experience, The points need for redeeming gift cards are a bit steep, I have heard that payment takes close to a month. I have yet to cash out, but will keep you updated on the process. 

Gift Hulk, Reward program that pays in digital dollars, search, video, games surveys, daily polls and tasks. (Still learning)

iRazooReward program that pays in digital dollars, Coupons, search, video, shop & earn, games surveys and tasks. (Still learning)

Other Reward programs worth mentioning...

Viggle- Get rewarded for watching T.V with the Viggle app, this is probably the simplest form of point earning. You literally just check in with your smartphone and rack up the points. 

My experience. The rewards vary, and are always changing. I have enough points to cash in but am holding out for a better reward. 

e-Rewards- Survey site, This is one of the few survey sites that I belong to. The rewards are not the greatest but they do pay.

BzzAgent, Bzzagent is technically not a reward site, it is a word of mouth marketing... but it is so awesome that it is worth mentioning. You get to try out new products, tell your friends about it, fill out a report and then you are rewarded MyPoints (see 3rd listing from top)

MyCokeRewards, This is one I am sure everyone has heard of, You collect points from coke product packaging and bottle caps, and turn them in for awesome rewards. They are constantly updating there catalog, and there is always something fun. 

My experience, Been a member for at least 4 yrs, have had account hacked (followed a link from an external site, thinking it was coke) once in that time and Coke rectified the problem right away. Right before Christmas, I was able to cash out 2 $25 gift cards, 2 $5 gift cards and received 4 free 12pk- cola coupons, I have also cashed in for electronic, t-shirts, Club Pogo passes, and collectibles throughout the years. .   


Privacy/Disclosure Policy

Disclosure Policy

Making a buck, one penny at a time is a personal blog that accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation. This blog uses affiliate links within posts and within form of advertisements. .

The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content. 
Making a buck, one penny at a time  may be compensated to provide opinion on products, services or websites However, it will never influence my opinion, if I do not like a product/service you will know. I will not otherwise endorse any said services/products that I believe to be fraudulent regardless of any previous agreement to do so. 
The views and opinions expressed on this blog are purely the my own. 

Privacy Policy

At Making a Buck, one Penny at Time(It all adds up!) your privacy is very important to us. Accordingly, we have developed this Policy in order for you to understand how we collect, use, communicate and disclose and make use of personal information. The following outlines our privacy policy.
  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
  • We will collect and use of personal information solely with the objective of fulfilling those purposes specified by us and for other compatible purposes, unless we obtain the consent of the individual concerned or as required by law.
  • We will only retain personal information as long as necessary for the fulfillment of those purposes.
  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.
  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.
  • We will protect personal information by reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.
  • We will make readily available to customers information about our policies and practices relating to the management of personal information.
We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.
What information do we collect?
  • We collect information from you when you subscribe to our newsletter or fill out a form.
  • When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address or phone number. You may, however, visit our site anonymously.
  • Google, as a third party vendor, uses cookies to serve ads on your site. Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet. Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy..

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:
  • To administer or fulfill a contest, promotion, survey or other site feature.

Do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information
  • We use cookies to keep track of advertisements 

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Third party links

Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Childrens Online Privacy Protection Act Compliance

We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Terms and Conditions

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at placeholder

Your Consent By using our site, you consent to our web site privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page, and/or update the Privacy Policy modification date below.

This policy was last modified on 03/07/2013

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.


United States

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